SCAMS INFO

There are lots of paid survey sites out there, most of them out to get your hard earned money. But like everything there are some exceptions. I myself have been tricked more than once. Is everyone out there really willing to give you cash and free merchandise for your opinion? The answer is NO. But there are a few out there that are for real.

In this article I will try to clear up the mystery surrounding “paid surveys”.

While some people may find it hard to believe, it’s absolutely true that companies are willing to pay you to take surveys. Why? Simple there interested on what you have to say.

A paid survey, are a serious of questions that are presented to individuals to get their opinions on a product, this product may already exist or might be a new product the company surveying is planning on launching. Their purpose might be also just to improve their current product or to make changes due to the fact that its not performing like they planned.

How does it work?

Its actually very simple you just need to join a market research panel. The more panels you join the more paid surveys you will get. The good news is that there are real survey sites out there that can provide you with this opportunity; the bad news is that for every legit survey site out there are at least 20 more that are out there just to get your money.

Be careful before joining one of this paid survey sites out there. You should really do your research before you join one of these companies. Make sure to read testimonials, read their FAQ and make sure they are the right pages to join.

How much can I make?

The potential is up to you there are companies out there that will pay you anywhere between $1 to $75 for 12 minute online survey, and there also some companies that will pay you with gift certificates or products. Take into account there is no limit on the amount of paid surveys you can take so the possibilities are endless.

How am I Paid?

Normally they pay by mail with a company check. But there are also some that will do direct deposit, or online gift certificates.

Are these paid survey sites worth the money?

Yes, in my opinion they are very worth the money. They establish relationships with hundreds of survey companies; they usually carry the best opportunities out there.

In conclusion

Its very important to do all your research and find out all that you can regarding paid surveys, you can definitely make some good money online. Good luck!!

this article was created by Alan B owner of Paid surveys

Internet Marketer

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Remember the first time you bought something over the Internet? Making an online purchase can be nerve-wracking when it’s an unfamiliar experience.

However, your initial confusion can quickly be overcome. Buying online soon becomes very easy - maybe too easy! With the click of your mouse, you can become the owner of just about anything - and nine times out of ten, the company gets your money before you get the product.

How do you know that you are entrusting your credit card details to a reputable merchant? You may be eager to buy the product, but what if it turns out to be of poor quality - or worse yet, a scam?

Even when dealing with well-established businesses - what happens if there’s a problem with the merchandise? What is the company’s track record for customer service or guarantees?

I market information products online and I often get questions from would-be purchasers, wondering if a website is a scam. A website may have been online for years, but when it’s that customer’s first time to see it, he doesn’t know if it’s a legitimate company, or some fly-by-night rip-off.

Not long ago, I received this email (which I have paraphrased here):

“Dear Pauline:

Hi! I enjoyed your site. I have a question:
Do you know anyone who has actually bought (product X)?
I am afraid it will be an internet fraud….”

The writer expressed a feeling many share about doing business online. Over the years, a handful of groups have been formed to address these concerns.

One such organization was founded in 1998 by Jerry Martin, a business man from Surrey, British Columbia, Canada.

“At the time, Jerry was researching business opportunities on the Internet, and noticed that is was difficult to tell which ones were legitimate and which ones were not,” said Mayleen Martin, Jerry’s wife.

The inspiration came when a friend of Jerry’s casually commented that there needed to be an organization which monitored Internet sites, similar to the way the BBB* monitored local businesses. Jerry agreed. He decided to create exactly that - a consumer’s watch group especially for the online community.

First, Jerry contacted his local Better Business Bureau* and asked if members could place the BBB seal on their websites. At the time, the BBB was working on an Internet approval system, but it was expensive and only available to local businesses that had been BBB members for two years or more.

Jerry looked into this further, and found that the BBB only operated in Canada and the USA, which meant that Internet marketers in other countries had no chance to obtain validation with the BBB.

Jerry decided he would create a system that enabled businesses worldwide to gain the same kind of credibility for their online operations. It was the late 1990’s and the Internet was fast becoming the preferred method of communication. Internet businesses were flourishing.

Jerry gathered together a group of local friends and business associates and they registered a British Columbia non-profit society known as Better Internet Bureau Association. To protect the name, Jerry registered it with the Canadian registrar of trademarks.

His next step was to build a website that outlined the Better Internet Bureau principles and encouraged webmasters worldwide to voluntarily register their websites and help police the internet by reporting any fraudulent or unethical websites.

Several weeks after starting the project, an interesting situation developed when an attorney, representing the Better Business Bureau in Toronto, sent Jerry a “cease and desist” order and demanded that he take down the BIB website, and surrender the BIB name.

Jerry took the letter to his own lawyer and was assured the BBB had no legal grounds for their demands. Jerry’s lawyer sent a reply to the BBB pointing out that the government of British Columbia had authorized use of the corporate name, and the BIB domain names were protected under “first use” laws.

That was the end of the matter and Jerry never heard from the BBB* or their attorney, again.

The Better Internet Bureau’s mission is to monitor Internet sites for content that may be harmful or misleading. The guidelines include suitability for viewing by all ages, and no racial or religious prejudice. All merchants must honor a minimum 30-day refund guarantee for most products, and spam is not tolerated.

“We don’t exclude members who do not own an offline business, and also do not require members to have been in business for two years, as the BBB* does,” said Jerry.

To make it easy for people to report unethical activity on the Internet, the BIB set up a public forum on its website.

Jerry said, “Since most Internet marketers work at home, and many of them operate in developing countries, the Better Internet Bureau has kept the price of registration affordable.” The membership fee has not changed since the organization’s founding in 1998.

Jerry’s wife Mayleen currently oversees the day-to-day operations of the BIB, which can often be challenging. “Most people who contact BIB are upset or angry over some injustice that has been done to them. We have to step into that negative environment and try to offer some kind of assistance,” she said.

Over the years thousands of people have saved time, frustration, and money by visiting the BIB public forum before making a purchase on the Internet.

“It is always rewarding when we can prevent someone from becoming the victim of a fraudulent business,” Jerry said.

*****************

*DISCLAIMERS: The Better Internet Bureau is not affiliated with any local, national or international BBB

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Phishing is a very sneaky type of fraud conducted over the Internet. Its name is a throw back to the early days of hacking and identity theft and the practice of phone phreaking. While there can be very complicated schemes devised, they are all based on a very simple concept.

Phishers try to persuade you, or trick you into giving them sensitive information which they can then use to make money out of the system. For example, one very attractive target for phishers would be your paypal account. Paypal is an online payment system that allows you to put money in your account with your credit or debit card, and then basically email the money to other people’s paypal accounts. It is very simple, cheap and fast and very popular for online shoppers as they do not have to give their credit card details away over the internet.

If you wanted to take money out of other people’s paypal accounts, all you would really need is their email address and password. Then you sign in to their account, and send the money to an account you have set up.

What phishers will do is email paypal customers with an email that looks like an official email from paypal. It will have the paypal logo and format and will look exactly like official paypal emails to customers. It may even come from an address that looks like paypal’s official website. It will go on to say it is a random security check or some other technical procedure and that you are required to type in your user name and password. It will then thank you and say the check or whatever other scheme it claims to be is complete. In the meantime, the phisher will have your password and can clear out your account.

While this is a basic example, there are countless variations of increasing complexity that will be used to try and entice customers to give out bank account details, credit card details or other sensitive information. It can often be next to impossible for the average customer to detect that the email or website is not the official one of the company it is supposed to be from and they are therefore very dangerous.

If you do suspect that an email you receive is a phishing attempt then notify the appropriate company immediately. The other thing to remember is that most banks, credit card companies and other institutions now inform their customers that they will never ask their customers for their passwords in an email, nor will any of their employees ever ask for a password and therefore never give it to anyone who asks you for it.

Joe Kenny writes for the Credit Card Guide, offering the latest 0% credit cards, visit today for introductory best balance transfers and start clearing credit card debt today.

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