SCAMS INFO

Are you worried about your credit card or debt card being stolen? You’re not alone, it’s estimated that 51% of people in the UK are concerned about their credit and debt cards being stolen. Credit card fraud is a consent worry, and with more people using their cards as there main source of paying for services and goods. It gives the criminals many more chances too get information from our cards.

Credit card fraud is not new, the companies seem to be getting a head on how to
stop the criminals, and then they come up with a new way it’s a never-ending
problem. Credit card skimming is just one of the problems, that is where they take
the information from the magnetic strip and transfer it on to another card. The
companies are trying hard to fight back and they have hit back with the chip & pin
card, which seems to be reducing fraud but give it time no doubt the criminals will
find a way around that.

There are ways to help yourself with credit and debt card fraud, below are some
useful tips in keeping the criminals at bay.

Never let your credit or debt card out of your sight

Never keep your Pin number with your card

Don’t give your Pin number out to anyone

When withdrawing money from an ATM machine make sure no one can see
your Pin number

Check bank statements very carefully any problems contact bank immediately

Paying for goods with your card double check the amount before entering Pin

Keep chequebook and cards separate at all times

Report your lost or stolen cards immediately

Make sure you destroy statements and old cards properly, leaving no account
numbers visible

The tips above will help you to fight credit or debt card fraud but we have to be
vigilant at all times. As I said earlier with more people paying for goods and services
with there cards, it gives the criminals more opportunities to get our information so
it’s up to us to do what we can. With online shopping becoming very popular a lot of
us worry about paying for goods over the net, credit card companies are trying to
put our minds at rest. With most of them giving you extra fraud cover most give this
cover free, but some do charge you so just check with your credit card company.

Credit and debt cards are here to stay so lets hope in the near future that the credit
card companies, can rid us of credit card fraud but I am afraid it’s big business
costing us millions every year.

Peter Kenny is a writer for creditcards-gb.co.uk. For additional articles and an
extensive resource for everything about credit cards, please visit us at
http://www.creditcards-gb.co.uk and href="http://www.creditcards2go4.com">http://www.creditcards2go4.com For
credit card advice please visit here http://www.creditcards-gb.co.uk/creditcardadvice.html

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If you are interested in taking surveys and getting paid, then your first decision should be to research. As much as some don’t want to believe it, most internet survey sites are run by people only concerned with making a profit. The steps taken initially to protect yourself against fraud are going to be a great investment for your future. Once you have done sufficient research, you can be more realistic about what to expect from these companies.

Start by reviewing the condition of these websites. Is the site coded with poor html, or overwhelmed with affiliate ads? These are early signs of fraud and are important reasons to investigate further. Poor html can be attributed to the inexperienced, while affiliate ads are sometimes the reason the site was created. Are there too many misspelled words or grammatical errors? These are clear signs of a thrown together website usually made with monetary intentions. The unprofessional look of any site should be one of the biggest red signs in your search.

Professional well coded sites are what you want to choose from. A reputable business has very high standards in what represents their organization. If you are encountering many pop up ads, then this is one site you may want to bypass. Business websites will have minimal pop ups if any at all. Pay attention to the trust settings on your web browser, because sites that appear to have spyware probably do. Sites that contain spyware can be a threat to your computer, but also waste your precious time.

Is there a fee at the bottom of the page, following loads of info implying how much money you can make? These sites are misleading, while constantly insinuating that lots of money will be made. Ad placement schemes are where someone answers an ad, paying for a service only to get info on how to place ads themselves. Stay far away from these sites, or any offering large money payouts. The money from the offer doesn’t exist and its sole purpose is to mislead unsuspecting customers like you.

Payments are in a whole different category when it comes to paid sites. They can pay by Check, Paypal, Cash, or in sweepstakes drawings. If you come across a site that has more sweepstakes entries than paid surveys, then maybe you want to move on to another site. Pay can be as little as 10 cents or as much as 400 dollars for one survey. Stay away from minimal paying surveys and attempt to find ones paying 5 dollars or more. The highest paying surveys won’t come along often, but when they do make an effort to get accepted.

When you find a legit well paying survey site make sure that you stay with them. Because of the thousands of scams on the internet, these legitimate sites get overlooked. If you have done your research faithfully, then you already understand how the survey market is saturated with scams. Being responsible and steering clear of any fraudulent sites will allow you to start making extra money today.

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Making the leap and deciding to invest is the first step - whether to start a business, invest in the stock market, real estate, or some other venture it’s going to demand knowledge, skill and may or may not impact your financial stand point once it’s all said and done. All investments carry at least some kind of risk, and as a result of risk people feel nervous when it comes to making investments.

Despite the large or small risks, to get your money working in your favor and growing for you will mean an investment of some sort. It is simply a matter of selecting the right investments, diligent maintenance and usually holding out to the end rather than pulling out before the term is due. This is a hard concept to learn and it’s actually bit me more than once myself too!

Here are some suggestions to help you with investments that will increase your capital with time.

Determining the risk factor before you jump with both feet off something you’ll regret later:

The first thing one should keep in mind is potential risk of the investment you are going to make. Consider the effect on your life if you lose every penny you are going to invest. This will help you to determine if you’re over investing and taking too high of a risk. You might even have to put yourself on a certain budget so that you only invest a certain percentage of the dollars you earn. This way you’ll be investing out of your excess capital and not your laundry money (:–).

Probably all investments possess risk, but some are more risky than others, sound advice from a successful investment agent can go along way. Don’t be afraid to ask really “dumb” questions and keep asking till you understand the topic. This is your money were talking about here and were not playing monopoly anymore.

High-risk investments do have their obvious benefits, that being short term, large gains. These high risk investments can be stressful unless you’re playing with “house” money or money that you’ve earned and it won’t hurt too much if you lose it all. High risk investments are not for everyone, some just can’t handle the stress of possibly losing their hard earned cash. This might be you; if you’re not sure you can first try with some small investments, just to prepare yourself for some big ones. By doing so, you will get a feel for the market and see what’s it’s all about while learning.

Make sure that you are not borrowing money or spending money that you may need elsewhere, and make sure that the loss of money will not disturb your life style in any way. I’ve also been bitten by this one. On the bright side I’m learning what not to do.

Tracking Your Past Investments Performance:

If you’ll be making investments in fields like stocks and bonds, it is very important to know and track the historical performance of the respective company or bond. Once your research has been thorough than make your move.

If you do not see any increase in price value of the stock or bond for the last couple of months but it seems to be steady then it could be a good potential for a long term investment. Steady growth is a good indication for potential growth in the near future, which after a long period will yield better than short-term investments.

Investigating Recent News:

The best way to keep updated about the market is to read financial and business news. Searching these topics online can make you familiar with recent market events. Above all try to have fun. Once you get the hang of regular, calculated investing you might find the stress is not too bad and the financial rewards are very enjoyable!

Submitted by Chad McDonald to help people avoid investment fraud while learning that investing online is easy rewarding and fun.

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