SCAMS INFO

It is so easy to fall for their sales pitches. I know, even after creating my site I still find some of the sites tempting. But then, after listening to their lies you did the unthinkable and paid money for their service . . . and ended up with a bunch of nothing.

You’re mad, now it’s time to get even. No, I don’t suggest you bomb the company. I suggest you put them out of business legally. There are lots agencies out there that are designed to do it for you. Contact every single one of them. Use your anger to fuel your fire. You’ll find some satisfaction in knowing that while they may have gotten your money, it’s the last they’ll ever get from consumers.

1. Contact your credit card company, bank, or Paypal (whatever method you used to pay). See if they can stop payment or at least prevent any future charges from the con artist.

2. Contact the Better on the complaint if the cBusiness Bureau [http://www.bbb.org/]. File a complaint. Follow upompany doesn’t. Make sure others are warned.

3. Contact your Attorney General and the Attorney General in the state the company is in along with your local consumer protection agency [http://www.consumeraction.gov/state.shtml]. Don’t know who your attorney general is? Go to the National Association of Attorneys General [http://www.naag.org/].

4. Contact the Federal Trade Commission [http://www.ftc.gov/]. Although the FTC does not handle individual complaints, they are on the lookout for patterns of deception and unfair practices.

5. Contact the National Fraud Information Center [http://www.fraud.org/] if this was a “get rich quick” or “easy money” scheme and your local U.S. Postal Inspection Service [http://www.usps.com/ncsc/locators/find-is.html] if you recieved the offer in the mail. File complaints with both organizations.

6. Report the company to the Internet Crime Complaint Center [http://www.ic3.gov/]. The Internet Crime Complaint Center is a partnership between the Federal Bureau of Investigation and the National White Collar Crime Center. Although they don’t have a searchable database, it is a good place to go if you find yourself a victim of internet fraud.

7. Warn others through use of sites like Scam.com [http://www.scam.com/] and Ripoff Report [http://www.ripoffreport.com/]. At least it will give you a chance to vent and commiserate with others who fell for the same scheme.

8. Forgive yourself for believing everyone was honest. Don’t feel bad for seeing the world through rose colored glasses. Some call it being gullible; I call it being optimistic.

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Believe it or not, there are rascals inhabiting this very
planet, their consequence emanates from under the woodwork
everywhere, and arrives without warning at your inbox.

These communiqu

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With the holiday spending season fast approaching, it’s crucial that you understand the dangers of identity theft. Though many of the methods thieves use to steal identities are out of our control, there are many measures you can take to protect yourself from the threats identity thieves pose.

Protect Your Credit Card Number From Prying Eyes

When making purchases with your credit or debit card, make sure that only the last 4 digits of your card number are shown on the receipt. The first 12 digits should be unknown, and are usually replaced by Xs. If they aren’t, by law you are permitted to mark out the first 12 digits on the merchants copy with a pen.

It is especially important that you check your credit card receipt at restaurants. Don’t leave the restaurant’s copy on the table after your meal if all 16 digits are shown. It’s best to cross out the first 12 digits and personally hand the receipt to the wait staff. Otherwise, you risk an identity thief walking away with your name, account number, and quite possibly your card’s expiration date.

Only Use Your Social Security Number When Absolutely Necessary.

Though it is necessary to use your social security number when applying for credit or opening a bank account, it isn’t always necessary that you use it in other circumstances. Although not that common nowadays, some stores and organizations may want to use your SSN as an ID number within their system. Though this practice is discouraged by law, you will still run across it from time to time. In these situations it is best to use your judgment. If for any reason you feel uncomfortable, there is usually an alternative available if you ask.

Your Trash is Treasure to an Identity Thief

The most important investment you can make in protecting your identity is a good paper shredder. Identity thieves won’t think twice about going through your trash in order to find sensitive personal information that will help them obtain credit in your name. Shred anything and everything that has personal information, such as credit card numbers, social security numbers, dates of birth, phone numbers, etc. Do it at home. Do it at work.

The holiday season is a time for us to enjoy shopping for our friends and family. With every swipe of our credit cards, however, it is imperative that we protect our financial futures from the dangerous threats identity thieves pose.

You Could Be A Victim of Identity Theft!
Learn the Dangers of Identity Theft & How to Protect Yourself: http://www.tobinfo.com

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